Privacy PolicyPrivacy Policy

Privacy statement

The following statement discloses the consumer privacy practices of Guardian Homeloans (GHL ) and other companies within the same group. By using this Site, you are deemed to consent to our privacy practices. If you do not consent to these privacy practices, do not use this Site or download any materials from it.

Privacy of You and Your Customer

At GHL we are committed to protecting you and your customer’s privacy and may as a result of your interaction with these pages hold and process personal information obtained about you and your customer and use it for making lending decisions and servicing our relationship with you and for the purposes of fraud which may involve outside agencies. On applying for a secured loan, information provided to us may be passed to credit reference agencies. We will only use any information you submit on these pages lawfully in accordance with the terms of the Data Protection Act 1998. We will disclose to you, on written request, what information we have on our systems relating to you or your customer, how we use it and give you the opportunity to review and correct any information we may hold.

The information you supply to us about your customer is treated confidentially for the use of ourselves and our lenders. On rare occasions it may be passed to a third party to enable the transaction to proceed to completion. ie. Where that third party holds lender facilities not currently held by GHL.

We do revise and update our privacy practices from time to time and we reserve the right to do so without notice. Due to the nature of the internet GHL cannot accept liability if your information is unlawfully intercepted by a third party. Please be advised that in certain instances, it may be necessary for GHL to disclose your personal information to local government officials in the UK or overseas or otherwise as required by our legal obligations.

Personal data privacy is a new and evolving area, and mistakes and miscommunication are possible. We will do our best to maintain the accuracy of your personal information.

Use of Cookies

GHL may use cookies from time to time. Cookies are small text files a Web site can use to recognise a repeat visitor to the Web site. We use cookies for various reasons. Cookies enable us to provide you with a better experience by allowing us to understand what areas of this Site are of interest to our members. These cookies do not track individual information. Cookies from GHL can only be read by GHL Web sites. If you do not want GHL to deploy cookies in your browser, you can set your browser to reject cookies or to notify you when a Web site tries to put a cookie in your browser software. If you choose to disable cookies in your browser, you can still access most of this Site, however, your ability to use some of the products and/or services at this Site may be affected.

Links to Third Party Web Sites

At this Site, there may be links to companies with whom we have a relationship. GHL is not responsible for the privacy practices of our business partners. We encourage you to read their privacy statements, as they may differ from ours.

Jul 2007